5 Best Same Day Loans with Guaranteed Approval for Bad Credit in 2022


A quick, short-term, unsecured loan that you pay off on your next paycheck is a payday loan. A payday loan can be used to settle different financial emergencies such as medical expenses, home or car repairs, etc. And all you have to do is pay off your loan until your next paycheck.

Since we have more financial pressure in our daily life, maybe it’s time to consider same day loans, which are loans that accept your bad credit. Payday loans can be applied for regardless of your credit rating. Just read on, as we give you a list of the top 5 same day loans with guaranteed approval for bad credit in 2022.

  1. – Find your same day loan for bad credit with the help of WeLoans
  2. – Get a same-day cash advance with instant guaranteed approval
  3. – Apply now for your ideal same day loans for bad credit
  4. – Check out payday loans for bad credit with CocoLoan
  5. – Get same day loans with guaranteed approval for bad credit


is dedicated to securely and simply connecting borrowers to a vast network of lenders as an online broker. WeLoans has one of the highest acceptance rates of any online loan broker in the country, especially for clients with below average credit scores. Therefore, with the help of WeLoans, borrowers can quickly get payday loans online to cover emergencies.

Completing your loan application on WeLoans is simple. You can anticipate decisions and offers from direct lenders soon after you submit your loan application with a simple and transparent loan application process. If your application meets the lending requirements, the lenders in its network list will send you a contract and credit your account within 24 hours of signing the contract.

Eligibility criteria

It is quite simple to meet the eligibility criteria when applying for a loan with WeLoans. You have to:

  1. Be at least 18 years old.
  2. Have a valid ID.
  3. Have a checking account for the deposit.
  4. Be a citizen of the United States.
  5. Have a reliable source of income.


  • It has a high acceptance rate with a simple online application process.
  • Each loan offer includes clear and complete loan information.
  • Many offers and loan options are available.
  • It has a dedicated customer service and there are no additional charges.

The inconvenients

  • There are no mobile loan application applications.
  • It does not lend money directly.
  • The website has no direct contact information.


Whatever your credit rating, is another broker that connects you with the best lenders in their network to get a fast payday loan. If approved, the loan will be transferred to your account as long as you have a stable source of income.

Online loan applications can be submitted and authorized as quickly as the same day, and lenders perform a soft credit check that has no impact on your credit rating. Borrowers can get efficient customer support services from iPaydayLoans.

Eligibility criteria

The following requirements must be met before applying for a same day loan with iPaydayLoans.

  1. You must be a resident of the United States.
  2. You must be 18 or older.
  3. Have a stable income.
  4. Have government-issued identification, such as a driver’s license.
  5. Have a bank account for money deposits.


  • Customers with poor credit can apply for and obtain loans.
  • Each loan offer is offered with complete information.
  • The network of its lenders is extensive.
  • There are many types of loans available.

The inconvenients

  • Fees can be high for bad credit applicants.
  • It is not a direct lender.
  • Some types of loans are not available in all US states.

Problematic loans in the United States

, as the name suggests, accepts loan seekers from the United States regardless of their credit history. It is an online broker that connects potential borrowers and lenders for immediate payday loans. Loans for bad credit in the United States can help improve the financial situation of consumers by helping them with loan applications or offering financial advice.

Eligibility criteria

You must meet the following eligibility requirements to apply for a loan from USA Bad Credit Loans.

  1. You must be a US citizen.
  2. You must be up to 18 years old.
  3. You must have a bank account. The account must be active as this is where your funds will be transferred.


  • On this site, a variety of loans are accessible.
  • Your information is safe and secure.
  • Bad credit is accepted and there is no prepayment penalty.
  • You can receive financing the same day.

The inconvenients

  • Non-US citizens cannot use this service.
  • It does not lend money directly.


To provide you with a wide selection of loan offers from lenders to choose from, is a broker that cooperates with reputable lenders and helps customers to borrow money safely for many purposes such as large purchases, medical expenses, home repairs, etc. There are several loan options like payday loans, installment loans, title loans, etc. on the CocoLoan platform.

Because CocoLoan is enabled by top-notch security standards, processing your loans there is simple and secure. After submitting a simple application form, you are free to evaluate offers from over 100 direct lenders in its network to select the most worthy one.

Eligibility criteria

The eligibility conditions to obtain a loan with CocoLoan without a credit check are;

  1. You must be at least 18 years old.
  2. You must have a stable and verifiable income.
  3. You must reside in the United States and present proof such as a government-issued ID to prove it.
  4. You must have a valid bank account.


  • It has competitive rates and conditions
  • There are no additional charges for services.
  • It has choices for secured and unsecured loans.
  • Applicants with poor credit history are accepted.

The inconvenients

  • Not all types of loans are available to people with poor credit.
  • It does not lend money directly.

Quick Securities Lending

To qualify for a loan from the direct lenders of , the requirements are not too strict. To qualify for a no credit check loan, you must be at least 18 years old, have a bank account in your name that is currently operational, and have a reliable source of monthly income.

The business can connect with lenders who offer different types of loans. The qualifications required to apply for bad credit loans are highly malleable, although some lending partners may have stricter standards.

After making sure that you meet all these requirements, you can start filling out an application form, which can be found on the website. And then, after your application is approved by the lenders, you will receive the funds in your account from the same day.


  • Any credit rating considered
  • It has a quick approval decision
  • It’s safe and secure

The inconvenients

  • It is not a direct lender
  • Your employment and income will be verified.


A lender matching network, like the ones discussed in this article, or a direct payday loan source both allow you to apply for a payday loan online. These several reputable online loan services are great options to choose from and are ranked based on their reputation, speed, requirements, and more. The service is always free, provides a quick loan approval result, and places no obligation on you to apply for or accept a loan offer.

However, if you feel that same day loans could not meet your needs, you can always turn to other types of loans on the pages of the websites mentioned, such as loans without a credit check, installment loans for bad creditsecurities loans, etc. Finding the one that suits you best and making a plausible repayment plan is always what we recommend.


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